Rental yield calculator
Enter a property's price, the monthly rent, and your annual running costs to see gross and net yield side by side. Net is the one that pays your mortgage.
Management, insurance, maintenance, taxes, and void periods.
Estimates only, for general guidance. Figures shown in EUR; yield is a ratio and works in any currency.
How to use it
- 1Enter the property's purchase price.
- 2Enter the expected annual rent (monthly rent × 12).
- 3Add your yearly running costs to compare net yield, not just gross.
How to use the result
Read net yield first
Gross yield is useful for a quick screen, but net yield is the number to use for decisions. It shows what remains after running costs, void allowance, and management spend start pulling on the rent.
Pressure-test the assumptions
Run the same property with higher costs, lower rent, or one empty month. If the return only works in the best case, treat it as a warning before you commit capital.
Guides and workflows for the result
Use the calculation as a starting point, then examine the assumptions and carry the result into the matching PropFlow workflow.
Questions
- What is a good rental yield?
- It depends on the market and your goal, but 5–8% net is a common income sweet spot. Below 3% usually signals a capital-growth play; above 8% often carries more risk or work.
- What's the difference between gross and net yield?
- Gross yield divides annual rent by price and ignores costs. Net yield subtracts running costs first — management, insurance, maintenance, taxes, and voids — so it reflects what you actually keep.
- Which costs should I include?
- Everything it takes to run the let: management or letting fees, insurance, repairs and maintenance, service charges, property taxes, and an allowance for void periods between tenants.